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Introduction
Preventive Healthcare
Awareness
Financial System of Joy
Investments
Our values
Overview of our value proposition:

•    Interest-free, no speculations.
•    Genuine sustainable development.

•    Decentral (local) investment policy.
•    Cooperative financial system of joy 3.0.

•    Financial services package deal for SME’s.
•    Healthy alternative financial- and money system.
•    Global availability through Web, Phone and Card.
•    Putting a good management of all life in the centre.

•    Every member/client of the cooperative is co-owner.
•    Investing in clean energy-, water-, food- and housing projects.
•    Restoring relationship, connection, confidence and co-creation.
•    Financial, ecological, emotional and social (F.E.E.S) return on investment.
    

















To visit Malta Financial Services Authority click here

Introduction
Preventive Healthcare
Awareness
Financial System of Joy
Investments