|Overview of our value proposition:
• Interest-free, no speculations.
• Genuine sustainable development.
• Decentral (local) investment policy.
• Cooperative financial system of joy 3.0.
• Financial services package deal for SME’s.
• Healthy alternative financial- and money system.
• Global availability through Web, Phone and Card.
• Putting a good management of all life in the centre.
• Every member/client of the cooperative is co-owner.
• Investing in clean energy-, water-, food- and housing projects.
• Restoring relationship, connection, confidence and co-creation.
• Financial, ecological, emotional and social (F.E.E.S) return on investment.